The RBL Bank keeps its customers at the topmost priority and has provided world-class features and benefits with its credit cards. Many enjoy the reward rate with the cards, and many enjoy the privileges they provide in every sector. The RBL credit cards fulfill each and every need of a cardholder, be it in shopping, movies, dining, fuel, or travel. Apart from this, the bank has also provided the facility of add-on credit cards, where the primary cardholder of any RBL credit card can share their credit card features and benefits with their family members.
The add-on credit card offers the same benefits and privileges to the add-on members that are there in a primary card variant. These cards can be issued to the spouse, parents, or even the children (above 18 years of age) of the primary cardholder. If anyone from your family is holding an RBL credit card then you can also enjoy the benefits of the card by applying for an additional card against that card.
Moreover, the RBL add-on cards are issued at zero cost and on top of that, every RBL add-on credit card is a lifetime free credit card. Also, there is no credit score or a good income requirement on the part of the add-on card member. Rather, the only requirement here is to be above 18 years of age. Therefore, the add-on card members do not need to worry about the cost of the card and even the financial requirements for the card. Let’s understand in detail about the RBL add-on credit card.
The add-on credit card works just like a normal credit card. The same benefits and reward rate is shared with the add-on card as well. However, there are some features of the add-on credit card over and above the primary credit card:
The charges applicable on the RBL Add-on credit cards are similar to the charges applicable on the primary RBL card. For example, if you apply for an add-on card against the primary RBL Bank Icon Card, then the same charges would be applicable as follows:
| Charges | Amount |
| Finance Charges | 3.5% per month (42% annually) |
| Cash Advance Fee | 2.5% (minimum Rs. 500) |
| Foreign Currency Markup | 3.5% of the transaction amount |
Following are the eligibility criteria to apply for the RBL Add-on credit card:
– The applicant for the Add-on card must be above 18 years of age.
– The applicant must be related to the primary cardholder.
– The Primary cardholder must maintain a good credit score.
– The applicant must have the consent of the Primary cardholder.
To apply for the RBL Add-on credit card, the Bank may ask for certain documents that would be required to issue the card. Following are some of the documents that are asked for
The application process for the RBL add-on card is very simple and quick. Just Scan and send your supplementary Card and KYC documents along with the last 4 digits of the primary card at [email protected] .
Following is the way by which you can generate your RBL Add-on Credit card PIN:
Through Website:
– Visit the bank’s website and go to the PIN Generation page.
– Enter the credit card number along with other details.
– Enter the OTP received.
– Enter the new 4-digit PIN.
Many RBL Credit cards come with the Add-on Credit card facility, following are some of such cards that offer great benefits and must be considered:
RBL credit cards come with world class features and benefits and offer a great reward rate. If you want to share the same with your family members at no cost then you should apply for the RBL add-on credit cards if you hold a primary RBL card. Moreover, RBL bank allows up to 5 add-on credit cards that be issued against one credit card. This is much higher than other banks as they only allow up to 2 or 3 add-on credit cards.
